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Universal Insurance company Limited : ウィキペディア英語版
Universal Insurance company Limited

The Universal Insurance Company Limited is a part of Bibojee Group of Companies which was established by the late Habibullah Khan Khattak.
The company was incorporated in 1958 and has established its franchise in the general insurance market. On premium portfolio basis 'Universal' is one of the Top Ten insurance companies of Pakistan and has been rated as A- with 'Stable outlook by JCR-VIS RATING Company Limited.
The management and organizational structure of UIC is in conformity with organizational structure of other insurance companies. The board of directors is the main controlling body looking after the affairs of the company. The board consist of 5 committees i.e. audit committee, investment committee, underwriting committee, claim settlement committee, re-insurance and co insurance committee.
==History==
Universal Insurance Company limited has witnessed and experienced all political, economic, financial and technological changes which have taken place in the Region since it was incorporated in 1958 at Lahore.
The management undauntedly faced the multiple challenges resulting from huge financial crises in the country in different eras on the one hand and the Insurance facilities to all sectors of economy on the other hand. The Company also rendered valuable services for many textile mills and other prominent companies in the country, played an effective role in socio-economic uplift of the country.
In 1971 the Company lost many of its assets and network due to secession of the then East Pakistan. The Company not only survived this serious crisis but also regained its financial strength maintaining the growth rates in key performance indicators.
Universal Insurance Company remained in the Public Sector for fifty two (52) years, during which the quality of its assets remained comparatively better among its peers. During this period the Company expanded its domestic network and also made its first foreign links with large re-insurance companies i.e. West Germany Somitomo Marine and Fire Insurance Company, Japan Korean Reinsurance Company.
In 1990s Universal Insurance entered in a new phase of its history, as major of shares of the company was Board of Directors whose performance was well in uplifting the company and matching it with the modern requirements.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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